The International Bank for Reconstruction and Development (IBRD) lends to governments of middle-income and creditworthy low-income countries. IBRD is the original World Bank institution. It works closely with the rest of the World Bank Group to help developing countries reduce poverty, promote economic growth, and build prosperity.
Balance Sheet
PRINT
As of
June 30,2025
June 30,2024
June 30,2023
June 30,2022
June 30,2021
Assets
Due from Banks
485
490
547
479
2,347
Investments
102,688
82,807
79,277
81,820
87,904
Derivative assets, net
666
456
271
804
3,355
Net loans outstanding
280,043
260,236
241,041
227,092
218,799
Other assets
15,629
12,623
11,505
7,347
4,896
Total Assets
399,511
356,612
332,641
317,542
317,301
Liabilities
Borrowings
306,161
261,790
237,265
235,173
260,076
Derivative liabilities, net
12,454
22,728
26,893
20,041
1,222
Other liabilities
8,884
8,610
8,101
7,008
7,925
Equity
72,012
63,484
60,382
55,320
48,078
Total Liabilities and Equity
399,511
356,612
332,641
317,542
317,301
Expressed in millions of U.S. dollars.
Summary of Allocable Income
PRINT
For the period/fiscal year ended
June 30,2025
June 30,2024
June 30,2023
June 30,2022
June 30,2021
Revenue on interest earning assets
Loan interest revenue, net of funding costs
4,821
4,874
3,874
1,892
1,754
Other ALM derivatives, net
(1,293)
(1,726)
(850)
583
604
Investment revenue, net of funding costs
65
61
188
(3)
86
Total revenue on interest earning assets, net
3,593
3,209
3,212
2,472
2,444
Provision for losses on loans and other exposures - (charge) / release
75
(94)
(683)
(562)
(147)
Net non-interest expenses
(1,582)
(1,434)
(1,459)
(1,455)
(1,384)
Commitment charges
152
149
-
-
-
Non-interest revenue - Other, net
170
42
-
-
-
Non-interest expenses - Other
(24)
(23)
-
-
-
Net pension cost, other than service cost
-
-
205
280
(11)
Net other revenue
-
-
218
103
295
Adjustments to reconcile net (loss) income to Allocable Income
-
-
(181)
(32)
51
Allocable income
2,384
1,849
1,312
806
1,248
Allocated as follows:
Board of Executive Directors' approval
General reserve
1,182
834
921
589
874
Board of Governors' (BOG) approval
-
-
-
-
-
Transfers to IDA
782
515
291
117
274
Transfers to Surplus
420
500
100
100
100
Expressed in millions of U.S. dollars.
Key Ratio (Percent)
PRINT
As of
June 30,2025
June 30,2024
June 30,2023
June 30,2022
June 30,2021
Equity-to-Loans Ratio
21.6%
21.5%
22.0%
22.0%
22.6%
Net Commitments
PRINT
Expressed in millions of U.S. dollars
FY25
FY24
Investment Project Financing (IPF)
17,492
14,526
Development Policy Financing (DPF)
16,614
15,896
Program-for-Results (PforR)
6,779
7,146
Total
40,885
37,568
Expressed in millions of U.S. dollars.
Commitments are net of full cancellations/terminations approved in the same fiscal year.
Net Commitments by Region
PRINT
Expressed in millions of U.S. dollars
For the period/fiscal year ended
IPF
DPF
PforR
Total
AFE
FY25
805
2,115
-
2,920
FY24
739
1,875
300
2,914
AFW
FY25
149
763
-
912
FY24
190
785
750
1,725
EAP
FY25
2,380
3,050
1,000
6,430
FY24
2,788
2,850
1,150
6,788
ECA
FY25
6,239
2,942
1,297
10,478
FY24
5,848
2,640
814
9,302
LCR
FY25
4,627
6,744
1,018
12,389
FY24
3,936
4,777
750
9,463
MNA
FY25
2,266
1,000
1,900
5,166
FY24
548
1,500
2,185
4,233
SAR
FY25
1,026
-
1,564
2,590
FY24
477
1,469
1,197
3,143
Expressed in millions of U.S. dollars.
Commitments are net of full cancellations/terminations approved in the same fiscal year.